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Phi 4 vs GPT-4.1 Mini

For a typical chat reply (2,000 tokens in, 400 out), GPT-4.1 Mini costs 7.3× as much as Phi 4: $1.44 against $0.196 per 1,000 requests at list price on 2026-09-28.

Phi 4GPT-4.1 Mini
Input, per 1M tokens$0.07$0.40
Output, per 1M tokens$0.14$1.60
Context window16K1.05M
Classification or routing (600 tokens in, 10 out), per 1,000$0.0434$0.256
Chat reply (2,000 in, 400 out), per 1,000$0.196$1.44
Retrieval-augmented answer (8,000 in, 500 out), per 1,000$0.63$4.00
Confidence signalnono
Tool callingnoyes

Which one should carry your traffic?

If Phi 4 answers your requests as well as GPT-4.1 Mini, moving that traffic saves 86% on chat-shaped requests. Averages cannot tell you whether it does for your requests. Phi 4 does not expose a confidence signal through OpenRouter, so Gimbix would test it as a full replacement rather than a first answer.

Phi 4 profile · GPT-4.1 Mini profile · Measure it on your traffic