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Phi 4 vs Kimi K2.6

For a typical chat reply (2,000 tokens in, 400 out), Kimi K2.6 costs 14× as much as Phi 4: $2.66 against $0.196 per 1,000 requests at list price on 2026-09-28.

Phi 4Kimi K2.6
Input, per 1M tokens$0.07$0.65
Output, per 1M tokens$0.14$3.41
Context window16K262K
Classification or routing (600 tokens in, 10 out), per 1,000$0.0434$0.424
Chat reply (2,000 in, 400 out), per 1,000$0.196$2.66
Retrieval-augmented answer (8,000 in, 500 out), per 1,000$0.63$6.91
Confidence signalnoyes
Tool callingnoyes
BANKING77, correct of 400not measured323

Which one should carry your traffic?

If Phi 4 answers your requests as well as Kimi K2.6, moving that traffic saves 93% on chat-shaped requests. Averages cannot tell you whether it does for your requests. Phi 4 does not expose a confidence signal through OpenRouter, so Gimbix would test it as a full replacement rather than a first answer.

Phi 4 profile · Kimi K2.6 profile · Measure it on your traffic