Home / Compare / Phi 4 vs gpt-oss-20b

Phi 4 vs gpt-oss-20b

For a typical chat reply (2,000 tokens in, 400 out), Phi 4 costs 2.7× as much as gpt-oss-20b: $0.196 against $0.072 per 1,000 requests at list price on 2026-09-28.

Phi 4gpt-oss-20b
Input, per 1M tokens$0.07$0.018
Output, per 1M tokens$0.14$0.09
Context window16K131K
Classification or routing (600 tokens in, 10 out), per 1,000$0.0434$0.0117
Chat reply (2,000 in, 400 out), per 1,000$0.196$0.072
Retrieval-augmented answer (8,000 in, 500 out), per 1,000$0.63$0.189
Confidence signalnoyes
Tool callingnoyes
BANKING77, correct of 400not measured313

Which one should carry your traffic?

If gpt-oss-20b answers your requests as well as Phi 4, moving that traffic saves 63% on chat-shaped requests. Averages cannot tell you whether it does for your requests. gpt-oss-20b exposes a confidence signal, so Gimbix can let it answer first and hand unsure cases to Phi 4.

Phi 4 profile · gpt-oss-20b profile · Measure it on your traffic